Select a premium frequency from the enclosed pricing sheet and complete the Electronic Funds Transfer Authorization form (EFT) for your premium to be charged upon receipt and place your policy in force.


[She lets out a soft snort.] And how long have you been awake?

[Insomnia, she's noticed, is not uncommon for him.] We have time to shower and get breakfast, unless you'd rather go back to sleep. [Lydia's a planner.]